My New Home: Delays turn out to be a good thing for patient homebuyer
Dr. Kelinda Ramsay had lived in an apartment for three years and was in her last year of residency, gearing up to start a new job as a hospitalist at Saint Francis Hospital, when she started scoping out the Memphis real estate marketShe had been building her savings, and when she felt the moment was right, Ramsay went to the bank. But the tight lending climate at the time put a damper on her ...

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